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Housing Market | 9-MINUTE READ: Here’s some good news for homebuyers, the spring housing market has been surprisingly active this year. Despite having affordability challenges and a limited number of homes for sale, buyer demand is strong, and increasing as time progresses....

Mortgage & Loan Basics | 10-MINUTE READ: Losing a loved one is undoubtedly a challenging and emotional time. Amidst the grief, there are practical matters to attend to, such as understanding the implications of a mortgage when the borrower passes away. This article aims to provide information regarding what happens to your mortgage once you die, how you can plan and avoid mortgage issues, and your heirs. Also, what you need to know if you’ve inherited a home after a loved one has passed....

Mortgage & Loan Basics | 7-MINUTE READ: According to the Internal Revenue Service (IRS), the gift tax applies anytime an individual transfers property to another person without receiving full market value in return. Although it’s called the gift tax, the tax is applied whether the property is considered a gift or not....

Mortgage & Loan Basics | 8-MINUTE READ: When you pay off your mortgage early, it helps you save thousands of dollars in interest. However, before you think about making such a decision, there are a few things you’ll need to consider and view whether it’s a smart option or not. In this article, we’ll share some of the pros and cons of paying off your mortgage early – and give you a few tips you can use to reduce the interest you’ll pay on your loan....

Home Buying | 10-MINUTE READ: You’ve reached the point where you’re closing in on a home and wondering what you should bring to the day of signing. Closing costs are expenses beyond the down payment, such as appraisal fees, attorney fees, and escrow funds, that you pay upon closing....

Home Buying | 8-MINUTE READ: When it comes to buying a home, one of the most crucial...

Mortgage & Loan Basics | 5 - MINUTE READ: If you're in the market for a new home, you're likely going to need a mortgage. However, before you start...

Mortgage & Loan Basics | 8 - MINUTE READ: A conventional mortgage loan is a “conforming” loan, which simply means that it meets the requirements for Fannie Mae or Freddie Mac....